How it works

We're Finance/Mortgage brokers
It's our job to find the right loan for you. We do that by helping you navigate the choices and changes in the market. Then we go in to bat for you and can even negotiate on your behalf. Once we've found a loan we like the look of, we'll help manage the whole process for you.

Why use us?
Whether it's for your first home, refinancing your current place or an investment, we have access to loans from a host of Australia's leading lenders, one of which could be the right one for you. Finding one that's right for you is the hard part, and that's where we come in. We'll consider a range of options to help you get the solution you're looking for.

We're here from start to finish.
We're not just here to help you find a loan with the right fit. We're here to make the whole process easier. Once we've found a loan, we'll help take care of the paperwork or manage the application process right through to approval.

Call us anytime.
You can pick up the phone or email us at any time during your financial journey. Maybe you're about to buy, want to build your investment portfolio, renovate or just review - you can make an obligation-free appointment with us at a time and place that suits you.

You come first.
When we meet, we'll ask about your financial circumstances and goals to understand what's important to you in a home loan. You may be looking for flexibility because you're planning to start a family or you may want ready access to equity for a rental property or renovations. There's a huge choice of products and we'll recommend one that's right for you depending on your needs. And we always look for a loan that suits you, not the lender.

Testimonials
Dimitra K
I'm writing in reference to the amazing Cristian. My experience with Cristian was first class.
Being a first home buyer, I didn't know what to expect. Cristian held my hand the whole way, any questions were answered within minutes whatever time of the day and night, even Sunday's if required....he was there!
My friends recently purchased their first home and had a traumatic experience with their broker, if only I had known Cristian then they would have felt at ease with their buying experience too.
Upon settlement day, I had a good morning message and then within minutes of my conveyancer notifying me that settlement occurred, I received a congratulations message...wow!
It didn't stop there, I moved into my new home and received a gift from Cristian! He has really gone above and beyond and exceeded my expectations.
Aside from his high knowledge, great service, he also is a very wonderful person treats you like a friend. I couldn't recommend him highly enough and have been doing so to my friends and family. Thank you Cristian, you are the best!
Valerie R
Service provided by Cristian was excellent. Cristian was always available to answer our questions, very patient and not pushy.The product offered was competitive and the transfer process was very easy. Happy clients.
Melissa R
I was told that buying property would be full of complications and stresses, but that was not my experience at all! Since the first discussion with Cristian, he made the whole processes so seamless.
He is very customer focused, listens to your concerns and needs and provides a solution accordingly. He understands how busy life can be and is happy to help at any time day or not no matter the question. He is happy to provide contacts and
He is happy to provide contacts and constantly goes above and beyond for his customers throughout the whole process.
I'm so lucky to have had Cristian as my broker and can't thank him enough. I highly recommend anyone to discuss options with Cristian, whether its your first property or your portfolio. It will be a decision you wont regret!
Ludo N
For me it is truely refreshing dealing with someone that genuinely has your best interest when it comes to purchasing a property.
Prathap S
Maria was very helpful and always there to answer any questions we had. Thank you for all the advise and help we received and we are very happy with the service provided.
Brad C
Maria was a pleasure to deal with and made the whole refinance process a breeze. Thanks again.
Arthur X
Maria was great to work with through this process. Always took the time to answer my questions and explain the process. Thank you very much for all your help and would highly recommend Maria to anyone wanting to change/service their loan
Kitty K
Cristian is wonderful to work with. He is very friendly, patient and understanding. He is always happy to talk to me at a time that suits me, even that means time outside of business hours. He provides great advise to get me the best deals and benefit for my loans rather looking at getting my business . I really appreciate all the help he has provided and I will definitely work with him again in the future.
Peter D
Wants the best deal for you and always gets back to you straight away.
Keita P
We highly recommend our broker Maria at Seed Homes Loans. She helped us through the daunting process of purchasing our new house and the refinancing of 2 other homes loans.
We seriously couldn’t have done this without her. Maria is very switched on professional, proficient and easy to work with always available day and night to take our calls and answer any questions while working around our schedules.
She was able to secure lower interest rates saving us a lot of money on all home loans.
Maria made this whole experience seamless and stress-free. We will continue to recommend Maria to family and friends and will definitely keep in touch if we need her assistance again in the future. Best broker ever!
Paul K
My wife and I needed to re-finance and Cristian did all the work for us. He's got excellent communication and is easy to deal with, I recommend him to everyone looking for a home loan or to re-finance like us. Thanks Cristian